KiwiSaver election policies: How party plans could change retirement balances - Greg Smith

Opinion byGreg SmithNZ Herald·6 Oct, 2026 04:00 PM11 mins to readGreg Smith is an investment specialist at GenerateOver a person's working life, the various political parties' KiwiSaver policies produce retirements that look very different. Image / Deposit PhotosThis election, KiwiSaver has become a more prominent part of the economic debate. The parties differ on how much New Zealanders should save for retirement, whether those savings should be compulsory, and who should pay. The differences sound technical: 6% versus 4%, compulsory versus default, employer-only versus both sides,